T8
KT973
6
AK865
10 HCP + 5 hearts + 5 clubs = 20. Open 1 in accordance with the Rule of 20.
AQ9
AJ63
JT2
754
12 HCP + 4 hearts + 3 of any other suit = 19. Pass.
The Rule of 20 was popularized by American expert Marty Bergen in the 1990s.
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